Private health insurance secures your life

Is unforeseen illness washing away all your savings? Private health insurance provides you the coverage of all medical expenses as per your needs, irrespective of the family size and seriousness of the disease.

Health care in our country is sternly underfunded. Neither the common people nor the Government holds the financial capacity to pay for superior quality medical treatment. In this condition, privately owned health insurance companies are widely accepted in the market and they are also playing a vital role in fulfilling the medical care funding shortfalls. But the health insurance sector is still hindered by limiting regulations and outdated business models. Besides, despite of the booming private health insurance companies, only 3 % (approximately) of the Indian population is covered and many customers stay unaware of the benefits of these medical insurance companies. However, the market is likely to grow more competitiveness as well as popularity in the recent future, as increasing figures of foreign companies are interested in joint-venturing with Indian partners. 

There are several health guard policies and medical coverage plans to suit everyone. Be it a nuclear family or joint family; be it for critical illness; personal accident or maternity need, these health insurance offers an array of packages to cover all you medical needs. Some of them are:

Senior citizen cover

Why health insurance is so hard to get when our elders need it the most? A mass of Indian senior citizen are not capable to access a quality medical care because of lack of sufficient insurance coverage.

Diabetic cover

According to International Diabetes Federation, nearly 40 million people in India are suffering from diabetes in India and this figure will rise to approximately 70 million by 2025. Diabetes may also lead to lead to critical heart disease, kidney damage, stroke and adult blindness.

Maternity pack

The delight of motherhood is unmatchable. But often, the medical expenses that you have to bear during maternity subdue your happiness. So it is essential to make sure that you have an effectual heath insurance plan to cover all the expenses.

Top – up cover

Top-Up Covers supplement your existing medical insurance, and comes in when the existing health insurance policy ends. For e.g. if you have a top up cover of Rs 9 Lakhs with additional Rs 2 Lakhs, you can use this plan if your claims are greater than 2 Lakhs.