How Your Lifestyle Affects Your Health

Health and happiness go hand in hand. If you are in an overall good health, you would feel a lot better about yourself and about your life. Being fit and healthy does not mean you have to spend hours in the gym. You can easily achieve good health by maintaining a healthy lifestyle. What we do in our day to day life has a direct impact on our body and mind. Our lifestyle is made up of our behavior and daily activities, which may include:

·         The work we do

·         Our leisure activities

·         The food we eat

·         Our interactions with family, friends, co-workers, neighbors and strangers

Making healthy lifestyle choices is, thus, extremely important. You must consider this aspect when making decisions about how you want to live. More often than not, people make such decision based on a number of things like attitudes, beliefs and values. Your experiences in life and the kind of social interactions you have may also affect your physical and psychological health.

Our upbringing has a lot to do with how our actions and thought process are shaped. Your personal behavior can be affected by the things you learn at home or school while growing up. Even information learnt from radio, newspaper, and television also affects us deeply. However, regardless of how you were raised and what kind of habits you developed, you can always change your ways.

Making small lifestyle changes can often make a huge difference. For example, having meals on time, following a proper diet, exercising, getting enough sleep and letting go of bad habits like smoking, drinking can help you stay healthy and fit.

Despite maintaining a seemingly healthy lifestyle, you may fall ill occasionally. If you live in India, you must consider obtaining Health insurance in India to get medical coverage in case if you suffer from an illness.
 

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Exercising Rules for Pregnant Mothers

There are some defining stages in a woman’s life. Motherhood is definitely one of them. From the moment you get the big news to the day you hold your baby for the first time, you would be preparing for this stage. Maintaining a healthy lifestyle and taking care of oneself during pregnancy is of paramount importance. You need to eat on time, follow proper diet, get ample rest and do light exercise everyday to stay healthy.

Though there is a lot of debate regarding whether or not exercising during pregnancy is a good idea, most experts believe light exercising is good if you follow the correct methods. There are numerous benefits of doing light workout everyday when you are pregnant. Here are some of the common benefits that come with regular exercise:

·         Exercising will give you relief from backaches, joint pain and other body aches

·         Reduce constipation

·         Help you sleep and feel better

·         you would look better

·         Prepare your body for giving birth

There are other advantages that you will get. However, you may need to discontinue your workout if you face any of the following symptoms:

·         Vaginal bleeding

·         Increased levels of fatigue

·         Difficulty breathing

·         Dizziness and contraction

·         Vaginal fluid discharge

·         Increased heart beat

If these symptoms persist, you would need to get in touch with your doctor immediately. Check with your insurance company and see if the maternityinsurance coverage will include the doctor’s fees and other associated medical bills. 

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Instant card based health claims are bagged with loads of gains

An effective initiative has been made toward health care reform in India. The card based on-the-spot cashless claim endorsement has helped to smooth out the overall process of health insurance, thereby benefitting the insurers; clients and hospitals.     

We are always been waiting for a reformation in health care system in India that is really effective and is put together for the benefits of common man. Very recently card- based claim has been brought in to the health insurance sector for instant cashless authorization. This is not only an effective step toward health care reform but also more number of people will go for health insurance due to the advantage of instantaneous cashless treatment.

Form where to get the card?

It will be provided by your insurer or insurance company. Many companies are gearing up to launch the card. L & T General Insurance has already brought in the product. It was launched by partnering with E-Meditek Global which gives Visa prepaid card and the fund transferring process to the hospital is backed by Ratnakar Bank. Currently, the system facilitates only group mediclaim policy holders like corporate clients. Soon it will be provided to individual customers.   

How does it work?

So far, only L & T General has introduced this card swapping system. At the point of sale terminals, the hospital authorities will swipe the card and send the code number for the required treatment and policy number to the insurer. The server will immediately respond whether the treatment is covered under the insurance plan or not; up to how much the holder can get free treatment etc.

The insurance plan holder will no longer have to worry about uncertainty as how long they have to wait for the claim authorization from the insurer which is to be deposited in the hospital. 

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Blockade to Indian health coverage.. immensely causing health sabotage

India is sailing over the ocean full of challenges in the sector of health care. If health care companies and authoritative leaders invest skillfully and productively upon medical treatments, so that India can become a healthy and wealthy nation.    

Although India has enlisted its name as the largest generic medicine exporter and posses the third highest national economy in the world, it still lags behind in the field of medical care plans and coverage. Presently, India spends merely or a little more than 1% of its Gross Domestic Product, which definitely is a poor status as compared to other advance economic countries. Health Care Companies have come up with myriads of schemes; have tie ups with renowned hospitals; provide first rate services but still unable to cover major percentage of population. The blockades that are commonly faced in Indian nation are:

·         The rural populations are from economically backward regions. Plans should be made in order to provide medical aid to poor people. Rastriya Swasthya Bima Yojana has come up with policies for below poverty level people so that they can also facilitate themselves with life saving treatments.

·         Illiteracy is an age old barrier slowing down the overall developmental process. A basic education is a must in order to make people aware of their rights and affordable or free healthcare plans that they can opt for.

·         The capitalist nature of politics within the so called ‘democratic’ nation is another reason why India is lacking proficient clinical aids. Expensive treatments and medication available in pharmacy stores are rarely in grip of underprivileged class. Powerful references and political channels play a great role in the degree of treatment and care.

If we can overcome these obstacles, everyone can glide upon a smooth road to healthy life.      

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Health Insurance or Life insurance.. Which one gives you more assurance?

Life before death is more important to every individual. Therefore a beneficial healthcare plan is more important that life insurance policy.  

If life insurance is the’ rain’ then health insurance is the ‘clouds’. If life insurance is the ‘burger’ then health insurance is the ‘patty’.  The rain or burger provides monetary support to your nominees after your death. Whereas, the healthcare plan support us monetarily during the phases of medical emergency. Leaving apart these relevant yet simple bonding between the two types of insurances, what shook our interest is the best bang for our buck. Apart from the connection that has been tried to shown above, insuring your health is equally important as insuring your life. Rather, health insurance is more significant to lead a stress free healthy life before death knocks your door.

 Let’s see few points implying securing health with mediclaim is equally or more essential than life insurance.

·         Expensive treatment within your grasp help you fight with deadly diseases

·         Gives peace of mind and a healthy body which help you to live longer with quality

·         Huge tax benefits as you pay premium for mediclaim. Same goes for life insurance policy

·         Covering non- Allopathic treatments also like Homeopathy or Ayurveda

There are many more benefits that can be fetched from medical care plans. On a non-serious note; if people live longer, life insurance policies can also provide greater sum of money for each claims.   

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Healthcare is accessible..if it’s simple; mobile and affordable

In India, affordable healthcare insurance, holding hands with simplicity; mechanization and mobile clinics can make treatments accessible to everyone.  

Health care issues and problems are predominant in the emerging economic societies like India.  A greater percentage of population faces difficulty in paying their medical bills. However, various government organizations and private bodies have pop up with pocket friendly schemes and affordable healthcare insurance to let the wings of advance clinical aids reach out to masses. Along with affordable plans there are few other factors that help seeker to fetch easy access. They are –

Simple Solutions – Medical technology is advancing and so their complexities. A common man will in no way understand complex procedures of treatments. Especially in the rural areas, it is very essential to blend simplicity with newest methods so that the quality of treatment is not demeaned and at the same time people can come out of fear.

Automation – The huge requirements for clinical care; larger quantity of procedures and lack of skilled staffs has escalated the demand of mechanization and automated equipments.  For example: automated biometric measurement in ultrasound will lessen unpredictability and enhance training.

Healthcare on wheels – There are giant hospitals and blooming up nursing homes with modern amenities in the major cities. What about the backward regions? Mobile hospitals visiting in the rural locations will help those people to get easy and necessary medical support.  

Compiling all these factors can make India an ‘each one, treat one’ nation.

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Importance Of Understanding Your Health Insurance

Health insurance and medi-claim policies are very important in the lives of one and all. So, it is important to choose them wisely.

It will not be wrong to assume that in the present decade, almost all individuals understand the benefits of taking health care plans for themselves and their families. The very point behind this is to unburden themselves from the high expenses that may have to be incurred at the time of some unfortunate and unforeseen medical emergencies. However, when it comes to choosing the right plan from among an ocean of plans that exist in the present day market, which actually caters to one’s individual requirements, the usual buyers of policies show a certain level of confusion which usually prevents them from taking the ones that is most appropriate. This is one of the main reasons behind most claims getting declined by the providing company.

The importance of understanding your health insurance policy is massive because this enlightenment will eventually help the concerned person to get the most deserved claims at the time of need. Estimating one’s needs with respect to self and family is crucial. Based on what these needs are, it is essential to see if the policy provides cover for all and more. Checking factors like whether the company would cover for hospitalization, cost of medicines, doctor’s fees, home based health care etc; along with checking the list of diseases and disorders that can qualify for claim, payment of accident benefits, personal injury so on and so forth is non negotiable. 

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