Get a cashless Mediclaim.. and let healthy life declaim.

Play smart by knowing more. Cope up with medical emergencies with a cashless insurance scheme from a trustworthy provider.

 At the time of medical emergency, running penniless is the worst experience. In order to keep you away from such incidents, many health care providers have come up with many medical coverage plans. Cashless insurance is a vital segment of the comprehensive health insurance policy. In a straight way, most insurance providers in India have tie ups with many reputed hospitals and nursing homes to provide free hospitalization to its customers.  All the hospital expenses are settled by your mediclaim provider through a third party administrator. The TPA issues letter of authorization on denial based upon the terms and conditions of the policies.

Benefits

·         Cashless medical policy covers hospital expenditure in case of:

-          Severe illness

-          Accidents

-          Required surgery that has sprung up due to certain disease during the policy period.

·         It can be claimed under individual insurance policy, family health package as well as for senior citizens.

·         You can avail excellent treatment and care at zero expenditure.

·         It reduces customer’s financial load and helping him/her recover with mental tranquility

Disadvantages 

It is quite obvious that anything good comes with few minus points. You must keep in mind few adverse cases that are associated with this mediclaim policy. These are:

·         Cashless facilities are not available in all the hospitals.

·         Delaying reply from third party association

·         Poor communication between TPA, insurers and the hospital management bodies

Choose what is best

·         A good policy will provide coverage against comprehensive list of day care treatments.

·         Check if reputed hospitals are impaneled under your insurer

·         Search for a plan that gives maximum coverage within your stipulated budget

·         It is wiser to check for the co-payment option before hand

Online source of information can be of great help for the people like you looking for the reliable plans and policy to secure health.